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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,359 | $115,225-39.8% | $100,712-31.1% | $138,895-50.1% |
| Participation rate | 53.3% | 74.3%-21.0pp | 69.3%-15.9pp | 79.9%-26.6pp |
| Annual return | 14.14% | 40.35%-26.2pp | 33.27%-19.1pp | 145.39%-131.3pp |
| Employer contribution / active EE | $977 | $2,771-64.7% | $2,313-57.7% | $4,194-76.7% |
| Participant deferral / active EE | $2,263 | $4,699-51.9% | $4,085-44.6% | $6,396-64.6% |
| Admin fee / account holder | $860 | $10,844-92.1% | $9,256-90.7% | $12,562-93.2% |