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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,687 | $110,093-89.4% | $97,295-88.0% | $145,897-92.0% |
| Participation rate | 60.0% | 75.9%-15.9pp | 72.7%-12.7pp | 80.3%-20.3pp |
| Annual return | 20.56% | 244.76%-224.2pp | 75.62%-55.1pp | 552.29%-531.7pp |
| Employer contribution / active EE | $1,042 | $3,077-66.1% | $2,723-61.7% | $4,663-77.7% |
| Participant deferral / active EE | $1,691 | $4,678-63.9% | $4,264-60.3% | $6,689-74.7% |
| Admin fee / account holder | $26,094 | $6,212+320.0% | $5,646+362.1% | $13,390+94.9% |