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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,070 | $112,121-67.8% | $95,960-62.4% | $158,966-77.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 15.09% | 171.16%-156.1pp | 91.63%-76.5pp | 302.95%-287.9pp |
| Employer contribution / active EE | $2,382 | $3,199-25.5% | $2,541-6.3% | $4,762-50.0% |
| Participant deferral / active EE | $4,814 | $4,784+0.6% | $4,167+15.5% | $5,983-19.5% |
| Admin fee / account holder | $623 | $10,135-93.9% | $6,797-90.8% | $11,250-94.5% |