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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,176 | $135,956-46.2% | $123,894-40.9% | $273,972-73.3% |
| Participation rate | 28.6% | 84.1%-55.5pp | 81.4%-52.8pp | 83.0%-54.4pp |
| Annual return | 10.10% | 56.63%-46.5pp | 47.52%-37.4pp | 41.46%-31.4pp |
| Employer contribution / active EE | $1,382 | $5,170-73.3% | $4,617-70.1% | $4,869-71.6% |
| Participant deferral / active EE | $7,307 | $6,343+15.2% | $5,984+22.1% | $5,287+38.2% |
| Admin fee / account holder | $1,133 | $9,817-88.5% | $8,357-86.4% | $10,133-88.8% |