Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,397 | $72,404-87.0% | $110,243-91.5% | $64,173-85.4% |
| Participation rate | 48.3% | 73.3%-25.1pp | 79.8%-31.5pp | 69.6%-21.3pp |
| Annual return | -19.82% | -6.29%-13.5pp | 314.76%-334.6pp | 7.63%-27.5pp |
| Employer contribution / active EE | $892 | $2,282-60.9% | $3,827-76.7% | $2,381-62.5% |
| Participant deferral / active EE | $2,287 | $3,469-34.1% | $4,672-51.1% | $3,470-34.1% |
| Admin fee / account holder | $332 | $5,664-94.1% | $8,548-96.1% | $4,887-93.2% |