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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,794 | $72,012-18.4% | $185,827-68.4% | $79,858-26.4% |
| Participation rate | 70.8% | 65.8%+5.1pp | 78.0%-7.2pp | 69.6%+1.2pp |
| Annual return | 20.14% | 23.12%-3.0pp | 35.96%-15.8pp | 31.72%-11.6pp |
| Employer contribution / active EE | $1,702 | $1,965-13.4% | $4,087-58.4% | $2,471-31.1% |
| Participant deferral / active EE | $8,351 | $3,779+121.0% | $5,633+48.3% | $3,740+123.3% |
| Admin fee / account holder | $7,059 | $4,513+56.4% | $9,502-25.7% | $5,306+33.0% |