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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,232 | $90,617+21.6% | $79,476+38.7% | $135,382-18.6% |
| Participation rate | 66.7% | 76.1%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | -4.88% | 977.57%-982.4pp | 718.21%-723.1pp | 519.77%-524.6pp |
| Employer contribution / active EE | $361 | $3,068-88.2% | $2,800-87.1% | $4,779-92.4% |
| Participant deferral / active EE | $9,716 | $4,050+139.9% | $3,704+162.3% | $5,609+73.2% |
| Admin fee / account holder | $0 | $5,907-100.0% | $5,113-100.0% | $10,829-100.0% |