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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,223 | $165,361+44.7% | $149,715+59.8% | $158,950+50.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 25.03% | 348.24%-323.2pp | 276.66%-251.6pp | 302.91%-277.9pp |
| Employer contribution / active EE | $20,073 | $5,103+293.3% | $4,645+332.2% | $4,762+321.5% |
| Participant deferral / active EE | $15,807 | $7,182+120.1% | $6,842+131.0% | $5,983+164.2% |
| Admin fee / account holder | $9,358 | $10,808-13.4% | $9,310+0.5% | $11,248-16.8% |