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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,967 | $138,075+7.9% | $123,552+20.6% | $135,379+10.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.25% | 153.70%-156.9pp | 119.20%-122.5pp | 519.79%-523.0pp |
| Employer contribution / active EE | $28,022 | $5,152+443.9% | $4,628+505.5% | $4,779+486.4% |
| Participant deferral / active EE | $15,846 | $6,800+133.0% | $6,426+146.6% | $5,609+182.5% |
| Admin fee / account holder | $1,266 | $10,917-88.4% | $9,285-86.4% | $10,828-88.3% |