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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,253,277 | $184,014+581.1% | $161,149+677.7% | $138,895+802.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | -5.51% | 21.52%-27.0pp | 21.16%-26.7pp | 145.39%-150.9pp |
| Employer contribution / active EE | $3,597 | $5,055-28.8% | $4,360-17.5% | $4,194-14.2% |
| Participant deferral / active EE | $16,145 | $6,909+133.7% | $6,153+162.4% | $6,396+152.4% |
| Admin fee / account holder | $1,699 | $18,027-90.6% | $15,194-88.8% | $12,562-86.5% |