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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,117 | $135,956-68.3% | $123,894-65.2% | $273,972-84.3% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 1.24% | 56.63%-55.4pp | 47.52%-46.3pp | 41.46%-40.2pp |
| Employer contribution / active EE | $2,349 | $5,170-54.6% | $4,617-49.1% | $4,869-51.7% |
| Participant deferral / active EE | $7,168 | $6,343+13.0% | $5,984+19.8% | $5,287+35.6% |
| Admin fee / account holder | $562 | $9,817-94.3% | $8,357-93.3% | $10,133-94.5% |