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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,648 | $102,635+141.3% | $86,209+187.3% | $139,456+77.6% |
| Participation rate | 50.0% | 74.5%-24.5pp | 69.0%-19.0pp | 80.3%-30.3pp |
| Annual return | 14.08% | 1923.53%-1909.5pp | 1169.05%-1155.0pp | 373.45%-359.4pp |
| Employer contribution / active EE | $824 | $3,034-72.8% | $2,381-65.4% | $4,753-82.7% |
| Participant deferral / active EE | $8,996 | $4,677+92.3% | $3,986+125.7% | $6,711+34.0% |
| Admin fee / account holder | $1,640 | $8,661-81.1% | $6,853-76.1% | $11,407-85.6% |