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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,822 | $102,429-43.5% | $147,096-60.7% | $80,925-28.5% |
| Participation rate | 88.3% | 75.9%+12.5pp | 82.2%+6.2pp | 67.7%+20.7pp |
| Annual return | 19.80% | 135.02%-115.2pp | 419.75%-400.0pp | 35.65%-15.9pp |
| Employer contribution / active EE | $3,342 | $3,716-10.1% | $4,936-32.3% | $2,756+21.3% |
| Participant deferral / active EE | $6,844 | $6,649+2.9% | $8,071-15.2% | $4,299+59.2% |
| Admin fee / account holder | $1,740 | $7,957-78.1% | $13,005-86.6% | $6,940-74.9% |