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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,545,816 | $157,276+882.9% | $141,177+995.0% | $152,885+911.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 10.17% | 64.33%-54.2pp | 71.40%-61.2pp | 345.39%-335.2pp |
| Employer contribution / active EE | $27,183 | $5,262+416.6% | $4,736+474.0% | $4,763+470.7% |
| Participant deferral / active EE | $16,667 | $7,110+134.4% | $6,710+148.4% | $5,851+184.9% |
| Admin fee / account holder | $7,808 | $12,123-35.6% | $10,263-23.9% | $11,598-32.7% |