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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,310 | $148,623-11.6% | $135,974-3.4% | $139,466-5.8% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 18.46% | 79.30%-60.8pp | 68.30%-49.8pp | 373.66%-355.2pp |
| Employer contribution / active EE | $3,173 | $5,246-39.5% | $4,859-34.7% | $4,754-33.3% |
| Participant deferral / active EE | $3,173 | $8,103-60.8% | $7,760-59.1% | $6,712-52.7% |
| Admin fee / account holder | $1,872 | $12,406-84.9% | $10,767-82.6% | $11,409-83.6% |