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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,673 | $232,540-90.7% | $185,117-88.3% | $147,586-85.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 17.22% | 43.03%-25.8pp | 40.50%-23.3pp | 578.59%-561.4pp |
| Employer contribution / active EE | $7,684 | $5,195+47.9% | $4,182+83.8% | $4,876+57.6% |
| Participant deferral / active EE | $5,066 | $5,834-13.2% | $5,045+0.4% | $5,439-6.9% |
| Admin fee / account holder | $356 | $10,275-96.5% | $8,159-95.6% | $10,886-96.7% |