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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,573 | $171,867-40.3% | $149,721-31.5% | $147,586-30.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 17.19% | 2113.36%-2096.2pp | 1501.67%-1484.5pp | 578.59%-561.4pp |
| Employer contribution / active EE | $1,695 | $6,275-73.0% | $5,444-68.9% | $4,876-65.2% |
| Participant deferral / active EE | $8,175 | $7,270+12.5% | $6,568+24.5% | $5,439+50.3% |
| Admin fee / account holder | $397 | $13,799-97.1% | $11,282-96.5% | $10,886-96.4% |