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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,308 | $153,769-47.8% | $133,975-40.1% | $273,972-70.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 6.46% | 36.51%-30.0pp | 29.29%-22.8pp | 41.46%-35.0pp |
| Employer contribution / active EE | $1,374 | $6,029-77.2% | $5,211-73.6% | $4,869-71.8% |
| Participant deferral / active EE | $8,175 | $6,958+17.5% | $6,282+30.1% | $5,287+54.6% |
| Admin fee / account holder | $310 | $11,765-97.4% | $9,324-96.7% | $10,133-96.9% |