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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,697 | $98,766+36.4% | $149,730-10.0% | $79,852+68.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.72% | 27.43%-16.7pp | 276.70%-266.0pp | 31.72%-21.0pp |
| Employer contribution / active EE | $9,738 | $3,217+202.7% | $4,645+109.6% | $2,471+294.1% |
| Participant deferral / active EE | $6,758 | $5,681+19.0% | $6,843-1.2% | $3,740+80.7% |
| Admin fee / account holder | $4,255 | $6,052-29.7% | $9,310-54.3% | $5,306-19.8% |