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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,100 | $85,766+45.9% | $136,298-8.2% | $70,126+78.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.14% | 31.46%-19.3pp | 5156.27%-5144.1pp | 73.15%-61.0pp |
| Employer contribution / active EE | $11,130 | $2,966+275.2% | $4,696+137.0% | $2,343+375.1% |
| Participant deferral / active EE | $6,265 | $5,051+24.0% | $6,247+0.3% | $3,332+88.0% |
| Admin fee / account holder | $1,558 | $5,421-71.3% | $9,244-83.1% | $4,645-66.5% |