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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,805 | $223,823-39.8% | $211,142-36.2% | $154,746-12.9% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 20.04% | 50.39%-30.4pp | 46.84%-26.8pp | 172.34%-152.3pp |
| Employer contribution / active EE | $2,200 | $6,787-67.6% | $6,442-65.9% | $4,379-49.8% |
| Participant deferral / active EE | $8,148 | $9,750-16.4% | $9,284-12.2% | $6,730+21.1% |
| Admin fee / account holder | $560 | $19,707-97.2% | $19,076-97.1% | $14,365-96.1% |