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| Provider | Service type | Compensation |
|---|---|---|
RAYMOND JAMES FINANCIAL SERVICES5+ years Filed as: RAYMOND JAMES & ASSOCIATES Service code 19 · EIN 59-1237041 | Securities Custodian | $17,114 |
SLC MANAGEMENT5+ years Filed as: SUN TRUST INVESTMENT SERVICES Service code 19 P. O. BOX 596 · RICHMOND, VA 23286 | Securities Custodian | $15,245 |
OPPENHEIMER3 years Filed as: OPPENHEIMER & CO., INC. Service code 19 85 BROAD STREET · NEW YORK, NY 10004 | Securities Custodian | $6,768 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,560 | $52,967+646.8% | $172,753+129.0% | $65,186+506.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 82.6%+17.4pp | 70.2%+29.8pp |
| Annual return | 20.89% | 30.12%-9.2pp | 803.00%-782.1pp | 29.39%-8.5pp |
| Employer contribution / active EE | $21,930 | $2,190+901.3% | $5,144+326.3% | $2,177+907.4% |
| Participant deferral / active EE | $14,864 | $2,471+501.6% | $5,198+186.0% | $3,514+323.0% |
| Admin fee / account holder | $342 | $472-27.5% | $13,956-97.5% | $847-59.6% |