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| Provider | Service type | Compensation |
|---|---|---|
SLC MANAGEMENT4+ years Filed as: SUN TRUST INVESTMENT SERVICES Service code 19 P. O. BOX 596 · RICHMOND, VA 23286 | Securities Custodian | $27,790 |
RAYMOND JAMES FINANCIAL SERVICES4+ years Filed as: RAYMOND JAMES & ASSOCIATES Service code 19 · EIN 59-1237041 | Securities Custodian | $15,803 |
OPPENHEIMER2 years Filed as: OPPENHEIMER & CO., INC. Service code 19 85 BROAD STREET · NEW YORK, NY 10004 | Securities Custodian | $6,245 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,737 | $75,962+368.3% | $154,108+130.8% | $64,173+454.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -5.22% | 30.32%-35.5pp | 735.21%-740.4pp | 7.63%-12.9pp |
| Employer contribution / active EE | $20,713 | $3,350+518.3% | $5,298+291.0% | $2,381+770.0% |
| Participant deferral / active EE | $13,249 | $3,175+317.3% | $5,081+160.8% | $3,470+281.9% |
| Admin fee / account holder | $472 | $5,589-91.6% | $13,411-96.5% | $4,887-90.3% |