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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,136 | $181,896-77.9% | $156,551-74.4% | $273,972-85.4% |
| Participation rate | 60.0% | 88.4%-28.4pp | 84.0%-24.0pp | 83.0%-23.0pp |
| Annual return | 3.28% | 30.74%-27.5pp | 32.23%-28.9pp | 41.46%-38.2pp |
| Employer contribution / active EE | $2,484 | $6,248-60.2% | $5,501-54.8% | $4,869-49.0% |
| Participant deferral / active EE | $4,571 | $5,550-17.6% | $4,871-6.2% | $5,287-13.5% |
| Admin fee / account holder | $352 | $15,560-97.7% | $13,028-97.3% | $10,133-96.5% |