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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,268 | $144,130-81.8% | $117,861-77.7% | $147,586-82.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 17.10% | 531.20%-514.1pp | 335.11%-318.0pp | 578.59%-561.5pp |
| Employer contribution / active EE | $2,881 | $4,897-41.2% | $3,786-23.9% | $4,876-40.9% |
| Participant deferral / active EE | $3,580 | $5,316-32.7% | $4,482-20.1% | $5,439-34.2% |
| Admin fee / account holder | $659 | $10,887-93.9% | $8,021-91.8% | $10,886-93.9% |