Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,417 | $210,991+56.1% | $153,741+114.3% | $145,897+125.8% |
| Participation rate | 69.2% | 82.1%-12.9pp | 77.1%-7.9pp | 80.3%-11.1pp |
| Annual return | 4.61% | 13.46%-8.9pp | 15.71%-11.1pp | 552.29%-547.7pp |
| Employer contribution / active EE | $5,619 | $6,057-7.2% | $5,042+11.4% | $4,663+20.5% |
| Participant deferral / active EE | $4,204 | $7,979-47.3% | $6,757-37.8% | $6,689-37.1% |
| Admin fee / account holder | $26,607 | $19,490+36.5% | $12,749+108.7% | $13,390+98.7% |