Retirement plan

COLONIAL ICE CREAM, INC EMPLOYEES PROFIT SHARING

Name: COLONIAL ICE CREAM, INC - COLONIAL ICE CREAM, INC EMPLOYEES PROFIT SHARING (2015) Form 5500
Creator: COLONIAL ICE CREAM, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COLONIAL ICE CREAM, INC EMPLOYEES PROFIT SHARING, COLONIAL ICE CREAM, INC

COLONIAL ICE CREAM, INCEIN 20-4991262Plan #003PY 2015

333 N RANDALL ROAD - SAINT CHARLES, IL 601741573630-584-0088colonialicecream.comLinkedIn1-10 employeesglass, ceramics & concrete

Prospect flagsLow returnsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$1.4M

No prior year

Total participants

145

No prior year

Average account balance

$18,914

No prior year

Annual return

-4.46%

No prior year

Benchmarks

See 801 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort801 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$32K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

173.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$68K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3489

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
STADION MONEY MANAGEMENT1+ years Service code 26 · EIN 58-2099805	Advisory (Participants)	$8,081
CUKIERSKI AND KOWAL LLC1+ years Service code 10 · EIN 36-4239322	Accounting	$5,600
UNITED OF OMAHA1+ years Service code 37 · EIN 47-0322111	Loan Processing	$775
UNITED OF OMAHA1+ years Filed as: MUTUAL OF OMAHA Service code 49 · EIN 47-0246511	Other Services	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$14K

$119 / participant

Investment mgmt$14K94.6%
Contract admin$7755.4%

% of EOY assets

1.033%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CUKIERSKI & KOWAL LLC
Auditor EIN: 364239322
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,914

$26,805-29.4%

$59,496-68.2%

$52,331-63.9%

Participation rate

41.3%

39.3%+2.0pp

54.6%-13.2pp

68.1%-26.8pp

Annual return

-4.46%

2.61%-7.1pp

182.05%-186.5pp

4.54%-9.0pp

Employer contribution / active EE

$84

$450-81.2%

$1,153-92.7%

$1,882-95.5%

Participant deferral / active EE

$371

$916-59.6%

$1,829-79.7%

$3,022-87.7%

Admin fee / account holder

$195

$305-35.9%

$2,232-91.2%

$592-67.0%

Provider

Service type

Compensation

STADION MONEY MANAGEMENT1+ years

Service code 26 · EIN 58-2099805

Advisory (Participants)

$8,081

CUKIERSKI AND KOWAL LLC1+ years

Service code 10 · EIN 36-4239322

Accounting

$5,600

UNITED OF OMAHA1+ years

Service code 37 · EIN 47-0322111

Loan Processing

$775

UNITED OF OMAHA1+ years

Filed as: MUTUAL OF OMAHA

Service code 49 · EIN 47-0246511

Other Services

COLONIAL ICE CREAM, INC EMPLOYEES PROFIT SHARING

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COLONIAL ICE CREAM, INC EMPLOYEES PROFIT SHARING

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion