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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,864 | $148,582-48.9% | $135,942-44.2% | $139,456-45.6% |
| Participation rate | 64.7% | 83.9%-19.2pp | 81.9%-17.2pp | 80.3%-15.6pp |
| Annual return | 19.08% | 79.26%-60.2pp | 68.28%-49.2pp | 373.45%-354.4pp |
| Employer contribution / active EE | $2,295 | $5,245-56.3% | $4,858-52.8% | $4,753-51.7% |
| Participant deferral / active EE | $5,999 | $8,101-25.9% | $7,759-22.7% | $6,711-10.6% |
| Admin fee / account holder | $30 | $12,402-99.8% | $10,764-99.7% | $11,407-99.7% |