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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,409 | $109,344-69.4% | $89,400-62.6% | $158,950-79.0% |
| Participation rate | 68.4% | 74.3%-5.8pp | 68.0%+0.4pp | 82.0%-13.5pp |
| Annual return | 17.73% | 345.73%-328.0pp | 245.64%-227.9pp | 302.91%-285.2pp |
| Employer contribution / active EE | $1,810 | $3,170-42.9% | $2,586-30.0% | $4,762-62.0% |
| Participant deferral / active EE | $3,156 | $4,599-31.4% | $3,890-18.9% | $5,983-47.2% |
| Admin fee / account holder | $79 | $6,154-98.7% | $4,882-98.4% | $11,248-99.3% |