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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,672 | $28,624-80.2% | $53,647-89.4% | $82,637-93.1% |
| Participation rate | 72.3% | 47.3%+25.0pp | 56.3%+16.0pp | 68.1%+4.2pp |
| Annual return | 32.93% | 664.98%-632.1pp | 358.33%-325.4pp | 53.51%-20.6pp |
| Employer contribution / active EE | $813 | $637+27.6% | $962-15.5% | $2,552-68.2% |
| Participant deferral / active EE | $1,383 | $1,196+15.6% | $1,813-23.7% | $4,126-66.5% |
| Admin fee / account holder | $330 | $2,022-83.7% | $2,460-86.6% | $7,339-95.5% |