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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,092 | $110,278-46.4% | $95,740-38.3% | $139,466-57.6% |
| Participation rate | 66.7% | 75.7%-9.1pp | 72.3%-5.6pp | 80.3%-13.7pp |
| Annual return | 16.54% | 27.19%-10.6pp | 28.41%-11.9pp | 373.66%-357.1pp |
| Employer contribution / active EE | $1,843 | $3,260-43.5% | $2,836-35.0% | $4,754-61.2% |
| Participant deferral / active EE | $4,778 | $4,674+2.2% | $4,244+12.6% | $6,712-28.8% |
| Admin fee / account holder | $3,187 | $6,613-51.8% | $5,676-43.9% | $11,409-72.1% |