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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,636 | $106,549-38.4% | $91,225-28.1% | $134,509-51.2% |
| Participation rate | 83.3% | 76.8%+6.5pp | 73.2%+10.1pp | 81.2%+2.1pp |
| Annual return | -25.75% | 160.73%-186.5pp | 114.10%-139.8pp | 418.13%-443.9pp |
| Employer contribution / active EE | $2,854 | $3,331-14.3% | $2,851+0.1% | $4,741-39.8% |
| Participant deferral / active EE | $4,057 | $4,719-14.0% | $4,234-4.2% | $6,400-36.6% |
| Admin fee / account holder | $1,393 | $6,234-77.7% | $5,422-74.3% | $11,427-87.8% |