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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,953 | $197,603+45.2% | $177,827+61.4% | $158,950+80.5% |
| Participation rate | 95.2% | 88.5%+6.7pp | 87.7%+7.5pp | 82.0%+13.3pp |
| Annual return | 18.58% | 58.76%-40.2pp | 48.32%-29.7pp | 302.91%-284.3pp |
| Employer contribution / active EE | $3,976 | $6,698-40.6% | $5,918-32.8% | $4,762-16.5% |
| Participant deferral / active EE | $17,780 | $8,404+111.6% | $7,713+130.5% | $5,983+197.2% |
| Admin fee / account holder | $19,321 | $15,402+25.4% | $12,429+55.5% | $11,248+71.8% |