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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,551 | $174,379+46.0% | $152,093+67.4% | $138,895+83.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.29% | 74.86%-59.6pp | 66.36%-51.1pp | 145.39%-130.1pp |
| Employer contribution / active EE | $1,027 | $4,652-77.9% | $4,175-75.4% | $4,194-75.5% |
| Participant deferral / active EE | $7,827 | $6,159+27.1% | $5,451+43.6% | $6,396+22.4% |
| Admin fee / account holder | $2,149 | $16,880-87.3% | $14,497-85.2% | $12,562-82.9% |