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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,380 | $153,769+8.2% | $133,975+24.2% | $273,972-39.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 6.75% | 36.51%-29.8pp | 29.29%-22.5pp | 41.46%-34.7pp |
| Employer contribution / active EE | $12,215 | $6,029+102.6% | $5,211+134.4% | $4,869+150.9% |
| Participant deferral / active EE | $9,489 | $6,958+36.4% | $6,282+51.1% | $5,287+79.5% |
| Admin fee / account holder | $466 | $11,765-96.0% | $9,324-95.0% | $10,133-95.4% |