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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,789 | $140,592+3.0% | $123,106+17.6% | $125,388+15.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -0.21% | 16.80%-17.0pp | 13.22%-13.4pp | 282.24%-282.4pp |
| Employer contribution / active EE | $17,686 | $6,041+192.8% | $5,151+243.4% | $4,866+263.5% |
| Participant deferral / active EE | $11,234 | $6,980+60.9% | $6,229+80.3% | $5,352+109.9% |
| Admin fee / account holder | $16,993 | $11,198+51.8% | $9,015+88.5% | $9,541+78.1% |