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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,011 | $76,608-67.4% | $56,077-55.4% | $145,877-82.9% |
| Participation rate | 54.5% | 63.2%-8.7pp | 52.5%+2.0pp | 80.3%-25.8pp |
| Annual return | 29.77% | 3009.59%-2979.8pp | 1709.28%-1679.5pp | 551.28%-521.5pp |
| Employer contribution / active EE | $1,391 | $1,382+0.7% | $1,040+33.7% | $4,663-70.2% |
| Participant deferral / active EE | $2,438 | $2,624-7.1% | $1,954+24.7% | $6,691-63.6% |
| Admin fee / account holder | $1,299 | $3,325-60.9% | $2,825-54.0% | $13,402-90.3% |