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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,365 | $81,763-77.5% | $58,561-68.6% | $139,466-86.8% |
| Participation rate | 58.8% | 61.3%-2.5pp | 50.9%+8.0pp | 80.3%-21.5pp |
| Annual return | 39.30% | 7427.77%-7388.5pp | 4251.33%-4212.0pp | 373.66%-334.4pp |
| Employer contribution / active EE | $1,855 | $1,398+32.7% | $1,053+76.1% | $4,754-61.0% |
| Participant deferral / active EE | $3,538 | $2,555+38.5% | $1,923+84.0% | $6,712-47.3% |
| Admin fee / account holder | $409 | $3,273-87.5% | $2,520-83.8% | $11,409-96.4% |