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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,011 | $76,519-67.3% | $56,025-55.4% | $145,897-82.9% |
| Participation rate | 54.5% | 63.2%-8.7pp | 52.5%+2.0pp | 80.3%-25.8pp |
| Annual return | 29.77% | 3017.03%-2987.3pp | 1712.69%-1682.9pp | 552.29%-522.5pp |
| Employer contribution / active EE | $1,391 | $1,383+0.6% | $1,042+33.6% | $4,663-70.2% |
| Participant deferral / active EE | $2,438 | $2,624-7.1% | $1,955+24.7% | $6,689-63.6% |
| Admin fee / account holder | $1,299 | $3,331-61.0% | $2,828-54.1% | $13,390-90.3% |