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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,011 | $76,785-67.4% | $56,441-55.7% | $145,959-82.9% |
| Participation rate | 54.5% | 63.2%-8.7pp | 52.5%+2.0pp | 80.3%-25.7pp |
| Annual return | 29.77% | 3000.51%-2970.7pp | 1704.21%-1674.4pp | 561.95%-532.2pp |
| Employer contribution / active EE | $1,391 | $1,381+0.8% | $1,039+33.9% | $4,661-70.2% |
| Participant deferral / active EE | $2,438 | $2,624-7.1% | $1,953+24.8% | $6,689-63.6% |
| Admin fee / account holder | $1,299 | $3,334-61.0% | $2,829-54.1% | $13,398-90.3% |