See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,881 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,071 | $65,435+89.6% | $86,677+43.1% | $66,914+85.4% |
| Participation rate | 16.8% | 75.5%-58.6pp | 76.6%-59.8pp | 69.8%-53.0pp |
| Annual return | -11.50% | -10.89%-0.6pp | 35.91%-47.4pp | 1.58%-13.1pp |
| Employer contribution / active EE | $1,295 | $2,153-39.9% | $2,836-54.3% | $2,544-49.1% |
| Participant deferral / active EE | $1,481 | $4,100-63.9% | $4,656-68.2% | $4,237-65.1% |
| Admin fee / account holder | $90 | $642-86.0% | $7,493-98.8% | $593-84.9% |