See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $4,806 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,140 | $73,638+11.5% | $95,952-14.4% | $73,488+11.8% |
| Participation rate | 23.9% | 76.2%-52.3pp | 77.1%-53.2pp | 70.7%-46.8pp |
| Annual return | 11.78% | 16.78%-5.0pp | 91.61%-79.8pp | 28.51%-16.7pp |
| Employer contribution / active EE | $1,435 | $1,863-23.0% | $2,541-43.5% | $2,270-36.8% |
| Participant deferral / active EE | $1,297 | $3,617-64.1% | $4,167-68.9% | $3,740-65.3% |
| Admin fee / account holder | $166 | $482-65.6% | $6,795-97.6% | $513-67.7% |