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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,610 | $213,785-71.6% | $185,441-67.3% | $155,188-60.9% |
| Participation rate | 83.3% | 83.2%+0.1pp | 80.3%+3.1pp | 80.8%+2.5pp |
| Annual return | 16.15% | 19.97%-3.8pp | 20.16%-4.0pp | 148.84%-132.7pp |
| Employer contribution / active EE | $830 | $5,393-84.6% | $4,672-82.2% | $4,248-80.5% |
| Participant deferral / active EE | $6,045 | $6,864-11.9% | $6,152-1.7% | $6,531-7.5% |
| Admin fee / account holder | $1,928 | $21,134-90.9% | $17,890-89.2% | $14,480-86.7% |