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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,940 | $166,131-67.5% | $164,975-67.3% | $145,877-63.0% |
| Participation rate | 85.0% | 82.0%+3.0pp | 78.6%+6.4pp | 80.3%+4.7pp |
| Annual return | 12.21% | 100.37%-88.2pp | 70.12%-57.9pp | 551.28%-539.1pp |
| Employer contribution / active EE | $500 | $5,276-90.5% | $4,343-88.5% | $4,663-89.3% |
| Participant deferral / active EE | $5,462 | $6,962-21.5% | $6,033-9.5% | $6,691-18.4% |
| Admin fee / account holder | $24,691 | $16,648+48.3% | $12,688+94.6% | $13,402+84.2% |