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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,487 | $150,447-79.1% | $136,298-76.9% | $147,586-78.7% |
| Participation rate | 35.7% | 84.4%-48.7pp | 81.9%-46.2pp | 82.8%-47.1pp |
| Annual return | 18.69% | 1049.15%-1030.5pp | 5156.27%-5137.6pp | 578.59%-559.9pp |
| Employer contribution / active EE | $1,945 | $5,256-63.0% | $4,696-58.6% | $4,876-60.1% |
| Participant deferral / active EE | $2,709 | $6,631-59.1% | $6,247-56.6% | $5,439-50.2% |
| Admin fee / account holder | $3,882 | $10,906-64.4% | $9,244-58.0% | $10,886-64.3% |