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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,472 | $81,331+80.1% | $155,534-5.8% | $80,935+81.0% |
| Participation rate | 96.0% | 66.3%+29.7pp | 78.2%+17.8pp | 67.7%+28.3pp |
| Annual return | 11.51% | 33.37%-21.9pp | 64.92%-53.4pp | 35.66%-24.1pp |
| Employer contribution / active EE | $4,357 | $3,105+40.4% | $4,675-6.8% | $2,757+58.1% |
| Participant deferral / active EE | $9,819 | $3,454+184.3% | $5,630+74.4% | $4,299+128.4% |
| Admin fee / account holder | $1,314 | $7,999-83.6% | $15,900-91.7% | $6,924-81.0% |