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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,002 | $175,259-31.5% | $149,723-19.9% | $139,487-14.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.25% | 166.82%-151.6pp | 134.50%-119.2pp | 373.84%-358.6pp |
| Employer contribution / active EE | $4,049 | $5,478-26.1% | $4,821-16.0% | $4,755-14.8% |
| Participant deferral / active EE | $8,697 | $6,522+33.4% | $5,682+53.0% | $6,713+29.6% |
| Admin fee / account holder | $1,011 | $16,158-93.7% | $13,215-92.4% | $11,407-91.1% |