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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,133 | $175,257-29.2% | $149,717-17.1% | $139,456-11.0% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 16.72% | 166.70%-150.0pp | 134.41%-117.7pp | 373.45%-356.7pp |
| Employer contribution / active EE | $3,114 | $5,477-43.1% | $4,820-35.4% | $4,753-34.5% |
| Participant deferral / active EE | $6,517 | $6,521-0.1% | $5,682+14.7% | $6,711-2.9% |
| Admin fee / account holder | $728 | $16,156-95.5% | $13,213-94.5% | $11,407-93.6% |