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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,149 | $166,089-75.2% | $164,928-75.1% | $145,978-71.8% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 14.20% | 100.26%-86.1pp | 70.08%-55.9pp | 550.52%-536.3pp |
| Employer contribution / active EE | $3,380 | $5,276-35.9% | $4,343-22.2% | $4,662-27.5% |
| Participant deferral / active EE | $4,747 | $6,961-31.8% | $6,034-21.3% | $6,690-29.0% |
| Admin fee / account holder | $1,195 | $16,641-92.8% | $12,684-90.6% | $13,400-91.1% |