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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,273 | $148,623+93.3% | $135,974+111.3% | $139,466+106.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.93% | 79.30%-63.4pp | 68.30%-52.4pp | 373.66%-357.7pp |
| Employer contribution / active EE | $18,404 | $5,246+250.8% | $4,859+278.8% | $4,754+287.1% |
| Participant deferral / active EE | $25,793 | $8,103+218.3% | $7,760+232.4% | $6,712+284.3% |
| Admin fee / account holder | $2,749 | $12,406-77.8% | $10,767-74.5% | $11,409-75.9% |