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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,939 | $165,361-46.8% | $149,715-41.3% | $158,950-44.7% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.0pp | 82.0%-10.5pp |
| Annual return | 18.62% | 348.24%-329.6pp | 276.66%-258.0pp | 302.91%-284.3pp |
| Employer contribution / active EE | $4,888 | $5,103-4.2% | $4,645+5.2% | $4,762+2.7% |
| Participant deferral / active EE | $6,959 | $7,182-3.1% | $6,842+1.7% | $5,983+16.3% |
| Admin fee / account holder | $903 | $10,808-91.6% | $9,310-90.3% | $11,248-92.0% |